India's household savings rate has been on a downward trajectory, raising concerns about its impact on the economy, particularly in comparison to other Asian nations. I n a previous blog, we discussed consumption patterns amidst growing debts in Indian households.  Today, we provide an overview of India's savings rate relative to its neighbouring countries.…
While the Indian financial market has undergone drastic changes since COVID-19, but some factors have seen a positive boost over the years. One of the key contributors to the improvement in household net financial savings is the reduction in household liabilities, particularly personal loans.   
In this blog, we will explore the ways government-led schemes…
Nice to see you on yet another blog! 
Government Schemes Empowering Women in India     
As we celebrate International Women’s Day in March, one of the hottest topics in India has always been financial freedom for women. Looking back to the 1900s, we can see how India was hesitant to let women work. Fast forward…
As a millennial writing this, I can’t help but think back to my dad’s constant advice about saving. From my first paycheck to my part-time job at Domino’s during university, he made sure I followed the  20:40:40 rule  for managing my finances.   
Fast forward to today—after working in the fintech space and…
Mutual funds have become one of the most popular investment options, but why is everyone talking about them? The answer lies in their accessibility, diversification, and potential for wealth creation. Whether you’re a beginner or an experienced investor, mutual funds offer a convenient way to participate in the stock market without directly picking individual stocks.…
The insurance landscape is experiencing a dramatic transformation, driven by Generation Z – the first generation born into a fully digital world. As these tech-savvy consumers enter the market, they're fundamentally changing how motor insurance is packaged, sold, and serviced.   
Gone are the days of dense paperwork and complex pricing models. Today's young drivers…
Life insurance is an essential financial tool that helps protect your family’s future. But with changing times, many wonder if they still need it. While traditional policies like health insurance, life insurance, car insurance etc. were once the go-to choice, people today are exploring new ways to secure their loved ones through smart savings and…